Whether it is investment, development or you are looking to buy a property for your business, finding the right finance solution is critical. With so much to think about, finding the right funder can be extremely time consuming at a time where the market is moving quickly.
Investment
This can be a long term project or a short term profit opportunity, in either the commercial or residential sector
Term:
- Up to 25 years – Residential
- Up to 15 years – Commercial
Loan to Value (LTV) varies depending on the situation.
Typically fully amortising repayment profiles but interest only options are available.
Development
Usually funders are looking to partner with experience developers with a strong track record and good knowledge of the market which mitigate their risks.
However there are a lot of innovative funding solutions to help developers achieve their goals.
Commercial Mortgages
Either for investment purposes or owner-occupiers, commercial mortgages can be used for new purchases or for refinance of existing premises.
New Purchases
Typically up to 70-75% LTV although certain sectors such as healthcare, professions, and education can attract up to 100% LTV.
Re-finance
This can be used to release cash for expansion or growth, or simply to get terms if the market has moved.
Refinance of commercial property to assist family with large tax exposure
Commercial Mortgage
Current funder required the client to refinance after they had fallen out of lending criteria - we supported them to build a tax efficient solution...
Read More
Hunting Pot
Commercial Mortgage
A well-established property was company looking to expand while market conditions were favourable.
Read MoreLong-term Funding Solution for Property Investment Client
Residential Investment Mortgage
Excellent collaboration with hight street bank to enable access to competitively priced solution for client.
Read More
Acquisition of rented premises
Commercial investment mortgage
New client looking to replace rental payment with commercial mortgage.
Read More
Acquisition of new trading premises
Commercial investment mortgage
Client trading from leasehold premises looking to acquire their own. We matched them with a supportive funder for a successful outcome.
Read More
Purchase of 10 commercial units to grant complete control over the site
Investment mortgage
Experienced property investor faced barriers to potential growth - we match-made them to a supportive funder and access to £2.8m line.
Read More